MEG Financial, Inc. is a Florida based corporation that provides life insurance and financial services consulting to individuals and businesses in 49 states. We represent over 80 of the nation’s highest rated and most respected life, disability, annuity and long term care insurance companies. Our primary areas of expertise include term life insurance, universal life and equity indexed universal life, disability income insurance, in-force policy review, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.

At MEG, we advise and counsel individuals and businesses all over the United States about life and disability insurance issues. Since the year 2000, we have successfully helped thousands of individuals and businesses obtain life and disability insurance and have written well over US $1.5 billion of life insurance. During this period, we have developed key relationships and special talents and niches that allow us to get more value for our customers. At MEG Financial, the bottom line is results and we are committed on every case to deliver the most favorable policy given the unique needs of each policyholder.

Our primary objective is to partner with you to analyze your situation and uncover your specific requirements, and then recommend the policy options that will achieve your objectives at the absolute value. Life and disability insurance is designed to safeguard those whom we love and care about and our goal is to make sure your family and business are well protected. We appreciate and value the opportunity to assist you and take pride in delivering our best for each customer. This approach is our straightforward and personal “hands on” way that differentiates us from nearly every life insurance agent or agency in the country. We are not just developing clients but cultivating lasting trusted professional relationships.

Michael E. Gray, Jr. is the President and CEO of MEG Financial, Inc. He has 12 years of life insurance and financial services experience and is a licensed resident life and health insurance agent in Florida and a licensed non-resident agent in 48 other states. Since graduating from the University of West Florida with a Bachelor’s Degree in Economics in 1993, he has devoted his entire career to the insurance and financial services profession with specific emphasis on life and disability insurance. With his extensive experience in life insurance and other financial services, he has assisted thousands of individuals and businesses on a nationwide basis understand more about their specific needs and options and many have become friends and clients.

By focusing on the objectives of each customer, Michael has positioned himself as an insurance consultant rather than simply an agent who sells insurance. His primary purpose is to make sure that his clients have the absolute best solutions to fit their specific needs. Taking this approach has helped him to develop the expertise to handle many different types of unique cases and special situations. Some of his areas of focus include key man insurance, business continuation insurance, funding insurance trusts, helping individuals with health issues obtain competitively priced insurance and life settlements.

Annual MDRT Qualifier, NAIFA and BBB Member

Michael’s outstanding product knowledge and client service have enabled him to earn membership in the highly regarded Million Dollar Round Table (MDRT).

Achieving membership in MDRT is a distinguishing career milestone, attained only by those who have demonstrated exceptional professional knowledge, expertise and client service. The Round Table’s membership represents the top life insurance and financial service professionals worldwide.

MDRT, The Premier Association of Financial Professionals, is an international, independent association of more than 32,000, or less than 1 percent, of the world’s best life insurance and financial services professionals. With member ship from 77 nations and territories, MDRT members demonstrate exceptional product knowledge, strict ethical conduct and outstanding client service. Regarded as business and community leaders, membership in MDRT is recognized internationally as the standard of sales excellence in the life insurance and financial services business.

See MDRT Code of Ethics.

In addition to MDRT, Michael is also a member of the National Association of Insurance and Financial Advisors (FL) and the Better Business Bureau of Northwest Florida, Inc.

Michael resides in sunny Pensacola, Florida and has a beautiful wife and 5 children.

You can reach Michael E. Gray, Jr. personally at (877) 583-3955

Contact MEG Financial

At MEG, we welcome all questions, comments and suggestions from our visitors and clients. Please let us know what your thoughts about our web site and our services. Your comments and suggestions will allow us to better serve you in the future. The best ways to contact MEG Financial, Inc. are:

Our phone and fax are:

Toll Free Telephone (877) 583-3955 Toll (850) 505-9860

Toll Free Fax (877) 577-3757 Toll (850)505-9861

Our Office Location:

MEG Financial, Inc.
196 East Nine Mile Road, Suite D
Pensacola, FL 32534